Who's filing?
Age decides the old-regime exemption limit and your 80D / 80TTB caps.
Salary & other income
Drop your Form 16 PDF to auto-fill what we can — or type it in. Always verify auto-filled numbers.
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HRA exemption calculator
Exempt HRA = least of: HRA received · rent − 10% of basic+DA · 50%/40% of basic+DA.
What have you invested?
These mostly matter under the old regime. Under the new regime, only employer NPS 80CCD(2) + the ₹75,000 standard deduction survive from this list.
Cap: 14% of basic+DA (new) / 10% (old).
Limit ₹25,000 (₹50,000 if 60+). Incl. ₹5,000 preventive check-up.
Savings interest auto-deducted: 80TTA up to ₹10,000 (below 60) / 80TTB up to ₹50,000 on savings + FD interest (60+).
Old, new — or let the math decide
New regime is the default. Salaried folks (no business income) can switch every single year while filing. Zero commitment, like it should be.
Old vs new, line by line
Enter your salary above to see the full computation.
| Particulars | Old regime | New regime |
|---|
Where you're leaving money on the table 💰
Based on unused deduction headroom × your marginal rate (incl. 4% cess). Every rupee saved here is a rupee for the golden fractions above.